Not a crypto fan but I think you should be allowed to give your money to any scammer of your choice.

Meh. Probably not, there are systemic risks from people losing all their money all at once. It's a good thing to incentivize catching and blocking transactions to scammers.

Just to be clear, even if I very much would like to agree with you in theory, in practice this is what you are advocating, like it or not:

https://en.wikipedia.org/wiki/Pyramid_schemes_in_Albania

I hate scammers with unbridled fury, but I will not transact with any bank that thinks it can impose what I do with my own money.

Do they remember this thing called asking? I will respect the opinion of bankers and investors if they ask me, or I ask them, but ultimately the decision should be mine.

Otherwise it is going to the banking equivalent of Google's customer service. Callous, automated, unreachable.