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Yes, and I was adding to that comment, mentioning restaurants using QR codes not just for menus, but also for payments. This effectively makes restaurants using this system card-not-present merchants.

> No one is complaining about merchants refusing to take cash for web transactions.

Agreed, but why does a restaurant have to be a web merchant when there is a much more convenient alternative available?



I have never been to a restaurant that requires you to give them an address for card present transactions.


Me neither. I am talking about a card-not-present transaction at a restaurant.

The checkout site did request my email address from Apple Pay, which obliges by default.


If that were the case what happens when you give them a physical card? Do they also ask for your address? That would be amazingly slow




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