Well the scanning is supposed to be local. It's not uploading your photos or anything. You can turn it off in System Preferences -> Spotlight -> Privacy. Or go further and remove Spotlight https://cleanmymac.com/faq/how-to-turn-off-spotlight-search-... Not positive this works on the latest hardware.
"NOTHING, literally nothing works anymore" is an alarmist exaggeration, even if you would do the ham-fisted thing of adding your entire home directory to Spotlight's exclusion list. The sane and logical option is to add only your Pictures directory (or whatever folders you keep images in) to the exclusion list.