Avoiding jogging (in lieu of gaining obesity/any various degree of issues that come from lack of exercise) in fear of getting hit by a car seems irrational, wouldn't you agree?
You should strive for "perfect". If "perfect" is healthy and healthy means go for a run (with risks), you have to weigh it against the alternative (don't run, be unhealthy).
If you want to give useful advice it’s worth considering what might happen to those reading it not just your lucky history of avoiding problems. Avoiding jogging outside in favor of a treadmill is a net increase in safety without negative health impacts. Replacing it with an elliptical further reduces risks etc.
On the other hand if you want sell a lifestyle then treadmills etc are boring. Which is why a major reason so much popular advice is terrible.
You should strive for "perfect". If "perfect" is healthy and healthy means go for a run (with risks), you have to weigh it against the alternative (don't run, be unhealthy).