I'll concede that it's only for business accounts. But, that includes small single owner businesses and I've been considering to switch to ABN to automate the accounting of my small side business.
The PSD2 APIs (also for consumers) indeed need a PSD2 license and an EIDAS certificate.
Technically, for consumer data, I think you could use GDPR to request a computer-readable extract of your transaction data. However, I think most banks would then redirect you to some CSV/MT940 export option in the web interface that is hard to automate.
I'll concede that it's only for business accounts. But, that includes small single owner businesses and I've been considering to switch to ABN to automate the accounting of my small side business.
The PSD2 APIs (also for consumers) indeed need a PSD2 license and an EIDAS certificate.
Technically, for consumer data, I think you could use GDPR to request a computer-readable extract of your transaction data. However, I think most banks would then redirect you to some CSV/MT940 export option in the web interface that is hard to automate.