Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

> Looking at larger moves, only 4% of those raised in the bottom quintile moved up to the top quintile as adults.

Now you’re talking about a completely different topic than what we were talking about. The bottom quintiles are much bigger that the top ones. Even if the top quintile was made up 100% of people who started in the bottom ones, the percentage of people from the bottom who move up would still be small.

What we started discussing was whether starting in the top is a near-requirement for staying in the top.

I didn’t get get it from “trust me bro” fwiw. Here are a few sources to consider:

https://www.ramseysolutions.com/retirement/the-national-stud...

> The overwhelming majority (79%) of millionaires in the U.S. did not receive any inheritance at all from their parents or other family members. While 1 in 5 millionaires (21%) received some inheritance, only 3% received an inheritance of $1 million or more.

> 8 out of 10 millionaires come from families at or below middle-income level.



Dave Ramsey studies.

It’s a sampling of `self reported` people that are Ramsey listeners or in the Ramsey orbit.

The study is not transparent.

the data is not published for peer review.

and the study is used to market Dave Ramsey products.

Come on.

Can you find some legitimate studies to support your view from say SCIENTISTS...other than a marketing and product shill website?


If you have better data on the subject we’re talking about, feel free to share it.


I thought I did.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: