It's a lot of work, but if you survey the area and get people to sign something saying they would buy pay up to $X for gigabit fiber or better, you might be able to approach some of those independent ISPs and lay the case out, you might get them to reprioritize your area (but it may or may not cover the same area you surveyed).
Be careful approaching incumbent major ISPs or letting them know if you got the signatures though. You might find they went out and offered sweetheart deals to the same people on two year contracts, but at existing service levels...
Regarding business fiber, I think they're more trying to keep people from reselling it as a micro ISP. If you're willing to pay business costs for personal use, I don't think they'll care. If you split the cost between 10 neighbors, they might. There may be other concerns they are dealing with that I'm not thinking of though.
Be careful approaching incumbent major ISPs or letting them know if you got the signatures though. You might find they went out and offered sweetheart deals to the same people on two year contracts, but at existing service levels...
Regarding business fiber, I think they're more trying to keep people from reselling it as a micro ISP. If you're willing to pay business costs for personal use, I don't think they'll care. If you split the cost between 10 neighbors, they might. There may be other concerns they are dealing with that I'm not thinking of though.