I switched from BOFA to Schwab about two years ago (after them nickle & diming me for years with spurious fees) and I couldn't be happier. Like Ally, there's no physical bank branches (but they do have physical brokerage locations), you get interest on your checking, and they refund all ATM fees.
They also have an iPhone app that can scan checks, and their integration with their brokerage account/trading is really nice as well.
My favorite part by far is the customer service. They always have very friendly, helpful, and knowledgeable people picking up the phone and I've never had to wait in a phone queue.
I don't think their interest rates are as high as some of the other online banks, so if you run high cash balances rather than high brokerage account values it might not be for you.
They also have an iPhone app that can scan checks, and their integration with their brokerage account/trading is really nice as well.
My favorite part by far is the customer service. They always have very friendly, helpful, and knowledgeable people picking up the phone and I've never had to wait in a phone queue.
I don't think their interest rates are as high as some of the other online banks, so if you run high cash balances rather than high brokerage account values it might not be for you.