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>There is just no dispute that smart people working hard can put a few million in the bank after several years of all out toil in the Valley.

This statement is either utterly nonsensical and backed up by nothing or it's circular in nature (i.e. "How do you know they're hard working and smart? Because they put a few million in the bank", "Why were they able to put a few million in the bank? Because they're hard working and smart").




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