Hopefully you sued your bank cause that is one benefit of banks is that in the event of a loss it is also much easier to sue those involved than someone difficult to find.
Maybe someday. It happened a week before a cross country move. I could have filed in small claims court, flown back and gotten a hotel, and maybe broken even.
Frankly after the piles of paperwork I saw from both the bank and e-bay essentially claiming I myself was the fraud, I felt like it was a losing battle and that their lawyers and legal teams were going to drown me with paperwork. I'm shocked the lengths they went to over $500. If it had been 4x as much money I certainly would have sued.
I'm just kind of meh on the banking system reversibility. The most common frauds I've seen in my friend circle are a few hundred dollars. When the bank can make you wait half a day on the phone just to dispute the charge and then over a month to go through the claim process, while fighting you tooth and nail every step and then suing is maybe break even if you win and lose hundreds if you lose. It starts to look like crypto is a real win in some areas. Being able to sue means little if it's a net loss.
It sounds like your damages could have been much higher, and I'd imagine there are some other laws that they probably broke that may include statutory and possibly punitive damages. If it is a national bank, then they probably have offices where you live now and you can still sue there.
