Nowhere did I suggest to blow it all on cars and entertainment. If I were to make a suggestion, I would suggest that balance is key. But OP suggested that a trip to Bali was a waste of time and instead that time would be better spent working in big tech. I mean seriously, I get that this is HN but we're getting into satire territory here. A trip to Bali costs what, a few thousand dollars? Big tech salaries are 100k and up, commonly much much more. What do you think money is even for? What are you looking forward to so much in retirement that a trip to bali when you're young is a waste of time?