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If you think that having $3,000 in a checking account is being wasteful because that's a "lot of money", you shouldn't be buying stocks or crypto.



I dont think that

I thought the common amount deposited would be like 1/10th of what the article said


Ah, sorry, so less about what people should do and more about what you think people would be doing (or I suppose about what people have the resources for?). Gotcha




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