Well it's roughly as good as your other two options, none of which are terrible. I'm not trying to insult the people who use.. literally any operating system available today.

But surely you can imagine ways that macOS could be better suited to your needs. Why (to give an example that's easy to explain briefly, not necessarily the most important one) are the various things you have open organized primarily by which application can open them, instead of which task they're relevant to? You can organize your browser tabs by task by using multiple windows, but why can't those windows hold anything relevant to the task they represent except browser tabs? Why can't you have your terminal and text editor grouped with your webpages? It's because less sophisticated users expect each window to belong to exactly one "application," and because software vendors assume that their job is to make self contained "applications," and not composable graphical components.

You can use separate desktops. I don’t bother though

Yes. And yet people who use workspaces still use windows with multiple tabs, and have the layout of windows in the workspace dictated by application-level sorting.

I actually used a desktop that let you group content from different application in the same group of tabs for a couple years in college, by using i3/sway and a custom Firefox extension. It's an upgrade over just workspaces. I stopped working this way because I switched to tree-style-tabs and there's no window manager that gives you anything like that, and it was on net a workflow improvement.

Plasma Desktop does this with Activities.