So we should mandate a scanner in the car that makes you input your planned route, takes a driver license, has a camera to do facial recognition. It will then connect to a DMV database that verifies the information is correct and then to the insurance database to verify coverage. Check the tax database to make sure that has been paid, check with a medical database to make sure that you don't have any conditions as well as making sure that you have not been prescribed any medicine that says not to operate heavy machinery.
If you are going to hire someone else's car[1], you will need to provide them with your driver's license and the person at the desk will do "face recognition" to check whether it's your license, and they will check with some kind of database - at least their own to see if you've been banned from their premises, maybe a DMV one or their insurance to see if you have points on your license for previous driving related convictions which will affect their decision to lend you a car. Since it's their car they will deal with tax, but they will ask you if you have medical conditions which will affect your driving (or make you read the terms and sign that you haven't). And they will do all this in advance of you hiring their car, and after you're done they will check over the car looking to see if you misused it, and will keep a record of use so if they get informed about a speeding ticket or parking fine in future, it goes to you to pay it.
So ... this is your hellish dystopia, your "boot stomping on a human face forever", Hertz rent-a-car?
[1] analogous to you using Apple's iCloud servers.
Trucks have tachometers which track drivers aren't driving too long, and are taking sufficient breaks.
> "It will then connect to a DMV database that verifies the information is correct and then to the insurance database to verify coverage."
Wouldn't it be nice to know that if you're in an accident, the other party can't simply say "I'm not insured lol" and drive away and leave you and your insurance to pick up all the costs?