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I got an Aussie. No insurance.

I would just pay the 40 bucks for the vet visit if I need it which I haven't in two years of dog ownership so far.



Not sure what your financial situation is, but emergency procedures at the vet can get very expensive very quickly. I would very much recommend insurance even if it is hardly ever needed. Also, starting with insurance later will get you exclusions on the policy for age related issues.

I'm paying USD600 a year per dog in insurance. It already paid for itself for several years with one stomach bug gone bad that needed somewhat intensive care at a vet hospital for several days.


Thanks for the tip. I have to think about it. I don't know anyone who has gotten it out of a handful of people. But it's def f something to think about.

Glad your pooch is ok!


As someone with experience in the veterinary industry I highly recommend pet insurance unless you can afford paying out-of-pocket for surprise procedures. It can be expensive.

Also, be sure to take your pet to a vet at least once a year for annual checkups and preventative care. Do not wait for a reason to go in. So many people call in to have their pet looked at when some weird symptom appears, only to discover that their pet now has an issue that could have been prevented if they had been visiting regularly.




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