Not only that. Your work application is used for personal stuff, it's super difficult to share a bunch of information scattered over many applications.

What we need is a "file server", and applications that can handle files, instead of saas.

SaaS was nice, because of the distribution model. Also because of licensing, but that can be done without servers too. We now have good distribution and update functionality, so we should go back to self-hosted files, where we are better in control over our own data.