Confused by the assets. It's starting with my current home's value, and decreasing it over time, maybe at the rate that it decreases the debt associated with the asset? But that payment should only be applied to the debt, not the value of the asset.
If you're puzzled by asset value appearing to decrease over time, it's possible this is because values are shown in Today's Dollars, i.e. values are adjusted to account for inflation. If you set the asset to appreciate in value at a higher rate than inflation, you should see the value go up over time.
This was a little confusing to me too - I put in an estimate of salary increasing 2%/year and it showed my gross salary decreasing in dollars each year. That's apparently because the salary increase was in nominal terms and the gross salary was in real terms. Maybe make this clearer - anyone who wants this level of control and detail should know the difference between nominal and real.
Yeah I go back and forth on what the default should be with regard to adjusting values for inflation. I have seen other planners do it this way, and perhaps one of the reasons why is so that you don't look at a high projected portfolio value 40 or 60 years down the road and think you're doing amazing, when in reality those values have much less purchasing power than they would today.
I agree with the choice of presenting in today's dollars by default is more helpful when actually planning. In the deterministic planning it has the note at the top for "All Values in Today's Currency" but I don't see that in the Advanced Simulation and I think it would be helpful to have that reminder on all of the projection graphs so you don't forget what money you are looking at.
