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But the smart contact cannot interact with real world. It's the party on the other side that ultimately gets the funds and acts on your behalf. That party can just take the money and go away.

Unless we're talking about purely on-chain strategies. But in that case why wouldn't you copy their public investment contract and execute it yourself?

> Can you say the same about your investment bank?

My investment bank has a tonne of regulation on it. If they go under and I can't claim insurance on it, then we have bigger issues where "money" may not be an answer anymore.

The workers also would be liable to local laws if they tried to literally walk away with money. (Sure, we have various enforcement issues, but the alternative of none-of-that doesn't sound great)




All real and legit concerns. Fraud remains a big problem which is why returns are so high right now - we're all early adopters.

But there are new developments constantly. On-chain insurance against smart contract failure and hacks is a thing (see: https://nexusmutual.io/). More sophisticated insurance strategies to compartmentalize risk are coming up (see https://www.unn.finance/). Protocol design to reduce risk exposure are being experimented with (see: https://saffron.finance/).

It's all new and all very exciting. It's moving very fast and its really fun to be in. I haven't been this excited by anything since the early web.


> Nexus Mutual is run entirely by its members. Only members can decide which claims are valid.

This sounds like a high school popularity contest, not code as law


Well, any political system is a contrived popularity contest, so no surprises there.




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