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One note about your website: I recommend enabling the controls on that jQuery scroll widget for the iPhone. Having the screen scroll away while i'm checking out the UI is a little annoying (and then having to wait a full cycle to see the screen again).

Other than that, I certainly remember keeping tabs on my roommate debts and loans during college, but it was never much of a chore and didn't bother writing it down. I guess some people may need this more than others, for example people with lots of outstanding buddy debt, but I can't see it being a huge number.

What are your plans for expanding this? Simply keeping it as is and doing one thing well? It may serve to function better if it helped those key users manage their debt, using burn down charts for a game effect, or something. Maybe tying it into a mint account (is there an API?) so it can show up on top of their personal finances? Maybe just adding a tip calculator/bill splitter typical app functionality, so people can get rid of their old one and encourage them to download this?

I'm not sure what the answer is, but at a glance it seems far too niche and not much room to grow.




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