I understand but why would anyone actually want that policy? If I have money, I should be able to do what I want with it, not what the government wants me to do.
It looks like they want to make it impossible to save money in order to increase consumption "for the good of the economy". I wonder how people are supposed to increase their net worth like this.
Stimulus isn’t supposed to increase net worth it was to provide people cash for the essentials and to artificially increase demand in the economy. Sitting in a bank account doesn’t help anyone until they retire decades from when they get the stimulus.
