Well to be fair, transferring information instantly was pretty great even in 1997.

Well to be fair, transferring money instantly would be pretty great for 2020.

I mean, the only way I can pay rent to my landlord in 2020 is by having my bank send them a physical check that takes 5d to arrive (during which time no-one gets any interest), or then use multiple Zelle payments since I have an artificial cap that is lower than my rent.

You'd think so but that wasn't a popular idea in 1997. Most people really didn't see much of a use for the internet.