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[flagged] Weekly Digs NEWSLETTER -- Is an “Eviction Tsunami” looming in 2021? (theweeklydigs.com)
18 points by cpow85 on Nov 18, 2020 | hide | past | favorite | 23 comments


Actual article link: https://sparkrental.com/eviction-crisis/

OP appears to own theweeklydigs.com and is likely using this post to promote a newsletter: https://news.ycombinator.com/item?id=21377581


Yea I call bullshit. The actual article is on a rental blog pushing passive income and is just throwing around a bunch of misleading numbers while hand waving violently. This isn't analysis, it's just content farming.


Sorry, I don't actually mean to mislead. Should I remove and re-post with a different title?


You should 1) follow submission guidelines as to providing original links and 2) not aggressively promote your own domains and projects.

https://news.ycombinator.com/newsguidelines.html


Prepended this with a more informative title. This is an aggregate newsletter which I think is helpful if you're in the property management / real estate business. Hopefully this new title is a bit more informative, apologies for any misleading


I've emailed mods. Good catch.


NB: the article is written by a startup looking to help would-be landlords get into the rental business and ditch their day jobs...so take this bias into any conclusions purported in the article.


Quite: "Build Rental Income. Automate It. Replace Your Salary."

https://sparkrental.com


I don't see how there won't be. With so many unemployed and so much unpaid rent. I find it hard to believe that landlords won't try and recoop those lost rents. Short of interesting payment plans, which don't work for the unemployed, they still have property taxes, property up-keep, loans, paychecks for themselves to manage.


Big picture, there will be as many housing units and as many people in 2021 as in 2019.

Landlord won't evict people, unless they know they can get new, better tenants.

So, if 2020 made us poorer, I'd expect lowered rents rather than fewer people housed.


Rents will likely increase as housing assets have risen across the country. Tenants will continue to get shafted as long as interest rates remain low


Simply, Yes.


Either or --

1. An eviction tsunami

or

2. A foreclosure tsunami as "landlords" renting out their lower unit/extra room cannot make their mortgage.

Note that just as there is a moratorium (in some cases) for rent, there is also one on mortgages (in some cases). Except the rent will probably never be paid once it is backed up enough, but the mortgage is still going to be due eventually. Secondly, there is also the carry of properties besides mortgages (property taxes, heating, maintenance.)


Why do you think so? The article comes to the opposite conclusion.


There are a few things people make sure they have paid first. Rent is at the top of that list. However, if they're behind, continue to be behind, and can't find employment with an economy contraction... they're not going to catch up. That $2,000 they're behind right now will balloon and become an eviction.


If the government shuts down the economy again its very likely. Thankfully the government is also printing money so real asset prices will only rise. Will be able to make up for lost rent quickly as prices rise


> Thankfully the government is also printing money so real asset prices will only rise. Will be able to make up for lost rent quickly as prices rise

Could you elaborate on this? I don’t follow


Real asset prices have had a historic run this year. As the government goes into further debt, the relative value of the dollar decreases resulting in an increase price for housing, equities, precious metals and even bitcoin


"more dollars chasing fewer goods" is the classic expression. Its obviously highly simplified.


Landlords will have increased equity in their buildings which will offset any rent arrears so will continue to enjoy the government supported risk-free rental income as they always have

Tenants will likely be shafted


Increased equity doesn't pay the mortgage. So they have to sell to realize that 'increase' to offset their rent losses. Everybody sells - prices go down - landlords lose out as well.

Nobody is winning here.


Who will be able to make up for lost rent? I don't think it will be tenants.


The landlords. As long as the government keeps devaluing the dollar, landlords should be safe and the housing supply shouldn't shrink too much. If rates rise, we may end up with a lot of empty buildings




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