I brought a decent external camera, and while being able to position it is a must have, the quality means that if I don't shave or have a nick or something in the background, it is obvious.

Whereas the people I am on an online call with have about has many pixels dedicated to their hair as Laura in Tomb Raider 3.

I still care enough that I use it, and I am disappointed in Apple not including their iPhone camera, but it might not be something the average person wants.