I'm surprised the company chose this route, and not Adobe's (e.g. Illustrator): to let you cancel auto-renewal any time, but to charge you a cancellation fee that is more than 2x your per month membership fee... unless you wait to cancel EXACTLY at the last month of your 12 month membership, when there is no penalty but by which point you'll probably forget and will automatically be enrolled in another year, facing the same perverse financial incentive as before.