Sure, but the parent comment was saying they're worried the Fed will lose all the money. But the Fed is buying things broadly (initially they bought Bond ETFs/funds!), so while some places will be higher, others will be lower.

My guess is that even more than during the financial crisis, people are delinquent but would absolutely pay if they could. Was your housing price decline statement supposed to be about those homes becoming underwater and therefore the buyers walk away / end up in foreclosure?