Well, it all depends on what you think the purpose of an economic system is. Perhaps you'd just let the mortgage market blow up, if your only concern on this Earth was to know exactly what the market price of an asset was. But you'll have to explain to me how you think the distortions are the product of Federal Reserve and government policy, since I am not following whatever you're alluding to. The distortions I see are inherent and inevitable products of the economic system we currently have, not the product of any specific policy. In fact, these distortions seem to be the product of an absence of an adequate policy to alleviate them.