Yep, SaaS is the real outsourcing killer. And the future seems to be one where even more infrastructure is abstracted away i.e. Serverless/PaaS. This is changing the way software is built and tested. Its empowering people who have been through coding bootcamps to start delivering value.*

* please note that I have nothing against coding bootcamps, the point is that most graduates of these bootcamps are by definition very new and green to Software Development.