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Totally in agreement with you, especially in the bigger metropolitan areas like NYC and SF.

Rule of thumb for me in my career is I expect at least a 5% raise yearly to account for cost of living and inflation of currency, otherwise, like you said, you'd be losing money YoY.

Thankfully, I've gotten many > 25% raises throughout my career. It's possible, but it's rare, and jumping jobs usually gives larger pay bumps.




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