No we don't have a full lockdown. Many work from home, some in A/B teams and if your business had to close (cafés, restaurants without delivery, pilot) you still get paid except your company can get it reimbursed via the government.
So basically our economy kinda just runs on, even though a lot less is happening.
Restaurants have switched to delivery if they can. Most people I know actually have more money now, since you can't really go out and spend it. And May is usually the month where Dutch people get their 13th month (bonus).
Not yet. A combination of work-from-home, a fairly limited lockdown and a variety of state and city schemes for income support for entrepreneurs, small business and a furlough program seem to have limited the impact for now. We’ll see in 5-6 months I guess.