Or, even, suppose that you're in another, non-software tech industry, like pharmaceuticals. That's way harder than it was 15 years ago, because of tighter FDA regulation. Just try getting a drug to market with less than $100,000,000 in capital, and very few people can raise that kind of capital.
Hell, even IN the tech industry... I'm extremely interested in VLSI, and I'm told most commercial available processing units cost in excess of $1,000,000,000 just to reach the first actual chip!
Hell, even IN the tech industry... I'm extremely interested in VLSI, and I'm told most commercial available processing units cost in excess of $1,000,000,000 just to reach the first actual chip!