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What's with the US and Checks? Can your financial institution not get on with the time and offer internet/mobile banking? Not to be an arse but it seems very backward in many ways.



Not to be an arse

Too late.

but it seems very backward in many ways.

In America we have both checks and online banking. It seems very backwards to have only one method of doing things.

A single point of failure is a hallmark of a bad system.


It's just an expression. Very few people use actual checks these days.


Non-sequitur.

The online payments feature I've seen in mobile banking is just a website front-end on printing a physical check and putting it in the mail.


That's only because the cheques are allowed in the first place. Rest of the civilised world can make online transfer that will reach the recipient the minute you pressed the form button, granted no unusual infrastructure issues.


I would love that. It doesn't seem to be a lack of online banking that's holding us back though.

I don't know how to get it. I use proprietary apps for that.




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