I am in a similar situation but i was so parnoid and keeping most of my money in a treasury money market fund for years. Now i am slowly trying to get into a 50/50 diversified bond-equity portfolio slowly in the next 2-3 years (via dollar cost averaging).

To all the curious people there are a lot of lifestyle success like this (which you wont read in techcrunch) from seo/ppc affiliates to viral websites to SaS companies, you just have to search for it.