Plenty of companies will have trouble borrowing money, it's a financial crisis. Money market rates and rates on corporate paper were through the roof triggering a liquidity crisis. Looks like the fed is really stepping in agressively, and hopefully they'll succeed, but we already saw credit markets almost lock up. Doesn't matter if you're profitable if nobody is willing to lend.
Lenders and credit investors are still very liquid at the moment; it's not a financial crisis and it's not at all the case that noone is willing to lend. But noone will lend to/invest in the credit of a non viable prospect and there will be more scrutiny about what's viable in current circumstances. The price of money has also gone up (despite central banks' best efforts) so there will be more discrimination between strong lending/investment propositions and weak ones, and the cost will be higher for everyone.
At the same time startups in Germany are heavily lobbying for additional provisions in the economic relief programs to cover startups as well.
Reading between the lines, "startups" (they are companies and thus eligible anyway based on standard conditions) refers to companies relying completely on external funding in the pursuit of positive cash flow and profitability further down the line. Looks a lot like a covered bailout for VCs and other investors. Because if a company was profitable before Corona, meaning banks would have provided credit already, the government is making it a lot easier and cheaper to get additional credit lines.
