Right, but while ninja might have lost $140,000 by going two days without streaming, almost none of the youtube channels I support on patreon are producing a video daily. Much easier to take two days off if you're only producing one or two videos a week!
On that front, I totally agree. Some platforms are far easier to manage an acceptable work-life balance than others. Unfortunately, a month off due to illness would still result in a massive loss of income which could take a long time to rebuild. The financial situations many creators put themselves in scare me, to be honest.