A couple million would let you retire and live off of say $60k/yr indefinitely if and only if you magically solved healthcare issues.
If you've say spent $100k/yr and still saved up $2m (still easily doable), then you don't want to retire yet because you're gonna eventually run out of cash. Sure it'll last more than a few years, but it's going to deplete the longer you go.
Also figure your healthcare costs increase drastically without being employed.
Also half of my statement wasn't a financial one, just an assumption that after a few years you might get bored and want to do something for employment anyway.
If you've say spent $100k/yr and still saved up $2m (still easily doable), then you don't want to retire yet because you're gonna eventually run out of cash. Sure it'll last more than a few years, but it's going to deplete the longer you go.
Also figure your healthcare costs increase drastically without being employed.
Also half of my statement wasn't a financial one, just an assumption that after a few years you might get bored and want to do something for employment anyway.