Without a legal protection in place which disallows something like this for deciding the insurance rates, this sounds like something which can get abused.
But I think it is better that is happens in public via an open competition rather then in a private research group funded by an insurance company. At least, everyone will immediately know what can be predicted rather then finding it out through a class action suit years later.
But I think it is better that is happens in public via an open competition rather then in a private research group funded by an insurance company. At least, everyone will immediately know what can be predicted rather then finding it out through a class action suit years later.