These games are literally designed to exploit vulnerable people, and they use every trick in the book to do it. Criticising parents for not being able to defend against the fruits of millions of hours of labour spent on marketing and r&d which exists solely to exploit is honestly shameful, as if parenting isn't difficult enough already. Do you really think gaming companies exploiting children by introducing them to gambling is the fault of the parents? What next, is the tobacco industry blameless too? Just a tiny bit of empathy on your part for people rather than capitalists would go a long way I think.
I agree with what you are saying, I really do, but it's still a really bad idea to give a child access to an store account connected to a credit or debit card.
Indeed, but it's only such a truly awful idea exactly because there are a lot of predators out there with no morals looking to prey on children. If a kid went into a physical shop with a credit card and tried to buy something, he wouldn't get anywhere.