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> An ironic aspect of financing (from personal loans to multi-billion dollar deals) is that you can get it as long as you don't need it.

It has nothing to do with need, just ability to pay back. It's mostly about leverage. When you have no money, leverage won't get you very far because 2 x 0 is 0. But if you have some money, you can leverage it, 2 x 1 = 2.

If you have a billion dollars, and try to over leverage by taking a 100 billion dollar loan, they won't let you do it, unless you are powerful enough to create a world financial crisis.




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