This is actually valid. You can absolutely dispute a crypto currency just like you can dispute a cash transaction.
Except that only holds true when you perform a crypto transaction in the same way as you do a cash transaction, for local services. The moment you do it for something remote, you will run into all sorts of issues.
If a merchant in my country fails to deliver on a cash/crypto transaction, the dispute process is easy.
If a merchant in another country fails to deliver on a crypto transaction (posting cash is a whole other topic that we'll avoid here), what dispute mechanism do I have? International law is a minefield.
Except that only holds true when you perform a crypto transaction in the same way as you do a cash transaction, for local services. The moment you do it for something remote, you will run into all sorts of issues.
If a merchant in my country fails to deliver on a cash/crypto transaction, the dispute process is easy.
If a merchant in another country fails to deliver on a crypto transaction (posting cash is a whole other topic that we'll avoid here), what dispute mechanism do I have? International law is a minefield.