The threats from this guy and sheer fraud was the worst part. The fact that the people at citibank didn't care was frustrating just to read, I cant imagine how it would have been to experience it.

Prompted from this article I googled this guy's site, and I gave his 800 phone number a call and gave him a piece of my mind. He is basically a hustling piece of trash.

His number is (800) 995-9373, just ask for customer service...