I'm sorry I wasn't clear. You are making the world out to be a false dichotomy, either you spend $100k or 0 for a college education. One means you are broke and the other means you can buy a fancy car and a house. My point is that it is a spectrum. My schooling cost me $50k. I got a small, liberal arts environment in a cool city with access to a variety of internships. State schools around me did not offer that combination. A) I enjoyed my schooling and I don't mind paying $500/month in loans for it and B) it didn't cost $100k and C) I find it nuts that you are bragging about the fact you got to buy a car because you didn't have student loans.