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I wasn't talking about being an existing customer. This very month I opened a bank account in another EU country using a scan of my EU ID and driving license and then applied for a 20k EUR loan, without digitally signing (or normal signing) anything, their nearest branch is around 1k km far. Just a video phone call where I shown them my ID next to my face, the scans, and a code that I got over sms and entered into their website. The banking regulation requires a legally binding contract for all banking services. There is a loan service called Zonky that literally doesn't have a physical branch, it's all online, no digital signing as well; it's a P2P service (I used to invest there) and the people using it have zero idea what a digital signature is.

I'm not saying you're wrong, but this explanation seems weird to me. If I get someone to accept instead of me, can I then abuse the software legally and they can't even (legally) revoke the license? That is very weird. What about Netflix accounts, is my girlfriend not bound by the ToS when I was the one who clicked Agree, and thus she could legally rip their content and share it? Very weird.




You did provide ID which I believe is a big difference compared to just pressing accept. No signature?

Just because the EULA isn't legally binding doesn't mean that the company in question can't act upon it. But you have no legal obligation to follow the EULA (because you didn't sign it).

When it comes to a "physical" license that makes it a bit more tricky, I'm not sure of the details. But they certainly can revoke the online-aspect of a product (tesla will (I believe) revoke super-charger access and mobile-app access if they feel that you violated their terms).

If you cheat in a multiplayer game that will probably violate the EULA (but not any laws). If you are caught you will likely be banned.

> * What about Netflix accounts, is my girlfriend not bound by the ToS when I was the one who clicked Agree, and thus she could legally rip their content and share it? Very weird. *

You both could legally rip their content (as long as you don't break any laws doing so (and by ripping and circumventing their encryption you most likely would break a few laws)). If they detect it they can and probably will terminate your account (even if what you did was legal). But you didn't break any laws by not following the EULA.

IANAL.




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