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No, it's pretty trivial for SEPA countries.

https://www.ecb.europa.eu/paym/retpaym/paymint/sepa/html/ind...

Do you know of any problem?

Instant clearing/settlement is in TARGET2 which is the ECB's vision for 2020.




Stupid high fees from uk banks, for example (we're talking a flat ~15€ per transaction)


For SEPA transfers? Are you sure you're not mixing it up with SWIFT transfers?


Like with anything else, you just need to use a provider that doesn't suck.




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