Credit card companies don't really care either way, but heavily regulated industries tend to prefer being on the regulator's good side, and the regulator is ultimately the political institutions.
The mirror version of "distributed costs and concentrated benefits" is working against what progressively minded people would think of as simple personal freedoms: Most progressives are not avid consumers of adult services, so they won't throw their full political weight against such actions. But those who are against adult services _will_.
I hope that voting and patience in explaining to political outgroups does help, but I admit it's more hope than anything else, strangely. This should be a bipartisan priority, but either party thinks they can "win" the though-police race.
I was half joking. This often tends to be a problem of the customers more than the credit card companies.
Adult content and gambling face charge-backs at a far, far higher rate than for other things. I'm sure cryptocurrency is now in this basket as well, as anything people have "regrets" about tend to get charged back way more than others.
If credit cards were more secure, if you couldn't just claim "Wasn't me, gimme my money back" on just about anything, this would be far less of a problem.
Credit cards should, at the absolute least, have embedded one-time password generators as a necessary component for online purchases.
The American financial system is so ridiculously baroque, though, that I bet this will happen forty years from now when the chip+PIN phase in is finally complete.
The mirror version of "distributed costs and concentrated benefits" is working against what progressively minded people would think of as simple personal freedoms: Most progressives are not avid consumers of adult services, so they won't throw their full political weight against such actions. But those who are against adult services _will_.
I hope that voting and patience in explaining to political outgroups does help, but I admit it's more hope than anything else, strangely. This should be a bipartisan priority, but either party thinks they can "win" the though-police race.