> For example maybe once a transaction is placed with a merchant. They can trigger a 2nd factor check where by the bank automatically send a code to their email/phone number on file. If the customer is able to provide a correct code merchant can proceed with the order.
That is not what 3dsecure provides ? with 3d secure, I receive a code from my through SMS, I then transmit this code to the payement processor.
That is not what 3dsecure provides ? with 3d secure, I receive a code from my through SMS, I then transmit this code to the payement processor.