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1) Tools -- must have a high ratio of time or annoyance saved vs. cost. For example, quality kitchen tools that will make cooking easier every day for the next 20 years are worth spending a bit of money on.

2) Games/entertainment -- must give me a lot of hours of fun for a low hourly cost (like 50 cents an hour or better.) Video games that I'm going to play to death fall into this category; movies at the theater do not.

3) Family -- I'm willing to give up an awful lot of money so my son can grow up with his grandparents (and great grandparents) around, and so I can hang out with my brothers and sisters as they all grow up and start families.




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