To ensure people are charged what they should be? I'm mind boggled that people are so centered on the business that they can't fathom a reason for anything beyond profit or other purely economic factors.

To take this to ridiculousness, we wouldn't stop chasing murderers if we found out that it cost more to chase them than clean up the bodies after. It's because we care about murder beyond its net economic value. And no, I don't care about the specifics of "oh maybe people being more scared of getting murdered will decrease GDP". My point here is that this is a clear case where value is brought beyond economic value. Regulations are often too in this category, though obviously a bit less than law enforcement.

> To ensure people are charged what they should be? I'm mind boggled that people are so centered on the business that they can't fathom a reason for anything beyond profit or other purely economic factors.

If you pay more than you would have, you wouldn't be paying what you have to, you are paying more. Its like putting an inspector on a bus to check tickets, but he gets the money from all the bus tickets collected.

Missing the forest for the righteousness.

> To take this to ridiculousness, we wouldn't stop chasing murderers if we found out that it cost more to chase them than clean up the bodies after. It's because we care about murder beyond its net economic value. And no, I don't care about the specifics of "oh maybe people being more scared of getting murdered will decrease GDP". My point here is that this is a clear case where value is brought beyond economic value. Regulations are often too in this category, though obviously a bit less than law enforcement.

The comparison to murder would be for the state to kill everyone suspected of a crime so crime murders go really down.