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> (you can generally trust PayPal)

I agree, but I also have a counterexample:

"Oh, you bought SOFTWARE?? All those pretty marketing pages about our amazing safety and protection system do not apply to virtual products. We agree this vendor totally screwed you over, but it's not our problem."

(this was a few years ago, may have changed)

edit: It eroded my trust in the company completely. I don't really have an opinion of their technology.




PayPal have certainly had a few screw-ups. My personal favourite: when they locked $750,000 of MineCraft sales money. http://www.escapistmagazine.com/news/view/103385-PayPal-Free...

At a glance it seems software products are now covered - https://www.paypal.com/il/webapps/mpp/ua/useragreement-full?...




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