Savings!?!...pfft this is America. If you are not in debt how can you buy a house, send your kids to college, take care of the families medical expenses and buy everyone new iPhones for Christmas? Savings he says! What madness!
"Someone trying to live well would seem eccentrically abstemious in most of the US. That phenomenon is only going to become more pronounced. You can probably take it as a rule of thumb from now on that if people don't think you're weird, you're living badly."
