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I agree with you fully, the first thing to go when the economy isn't all that great is the stuff that you can do without.

So, no more lavish all employee trips to tropical islands and no more expensive speakers.

Time to get up and do some more work instead of talking about your previous successes.

And about dying penniless, who cares, you can't take it with you anyway. If you plan on passing your wealth to your kids better do it while you are alive and scale back accordingly. In plenty of countries that's the better strategy tax wise anyway.




I think it's not about dying penniless quite so much as messing up your calculation by a year or two and living penniless at the age of 87.




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